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Is Your Financial Portfolio Still Looking For an Economic Stimulus? Have You Thought of Becoming a Joint Venture Expert? (And Just What Does a Joint Venture Broker Do?)

September 8, 2009 by  
Filed under Anne Holmes, Blog, Entrepreneurs, Work, Money & Retirement

Could You Be a Joint Venture Broker?

Listen Up! Summer’s over. This past weekend was Labor Day Weekend here in the United States. If you’re in the US, it’s likely you used the weekend to cram in a last gasp of  vacation fun.

But if you’re like most Boomers, you probably also took a few minutes to pause and reflect on the status of your job and your income-generating power for your future retirement.

Hopefully that part was not too grim.

No matter the specifics of those quiet thoughts you had about your financial future this past weekend, you no doubt realized that you need to do something different than you have been doing – and do it fast.

I mean, just how long can you keep trying to sell your stuff on E-Bay in order to make this month’s mortgage payment, right?

I Hear You on That One, Some of My Best Friends Have Been Doing the Same Thing:

Some of my own income opportunities have dried up recently as well. That’s why I’ve just signed up for a new 12-week, income generating training program. The really exciting part is that when you come out if this program, you’ll be a certified joint venture broker, and you’ll immediately start generating a very nice income stream.

No Pie in the Sky Here. This is the Real Deal.

Your income generating opportunity is built right in. You graduate from the program and you get projects to work on.

If that sounds interesting, there’s even more good news:  This is something that you could do too.  There’s still time to get into the course, though you’ll have to act fast. REALLY FAST. Class starts Wednesday September 9th. That’s tomorrow as I write this…

(If you’re reading this after that date, there’ll be another class. But you might still try to get into this one, and the price for the training will be going up later…)

So what kind of training  am I talking about?

It’s called the “International Joint Venture Broker Certification Program,” — or as Willie Crawford, one of the trainers calls it for short: JV Brokers Bootcamp.”

But let’s begin at the beginning…

If you’re not sure what a joint venture is, or whether or not you have what it takes to become a joint venture broker let me share one of the big questions I pondered over the weekend:

Have You Ever Profited From Seizing an Opportunity That Was Only Available to You? Or Have You Recognized – and Profited From – an Opportunity That No One Else Saw?

I’ve seen this happen a few times – and when you watch it play out, it’s nothing but awe-inspiring…

As An Example, Let Me Tell You About A Joint Venture Opportunity My Former Stepmother Has Recognized – and Continues to Profit From

We’ll call her Athena, to protect her identity. I’ll also refrain from telling you what city she lives in, other than to say it’s regularly listed in Money magazine’s list of top places to live – as are many of the surrounding smaller communities.

The important thing to know is the  “back story,” that Athena, a beautiful single woman in her late 60s, is a registered nurse who moonlighted in her youth, as a real estate agent.

It’s actually the combination of nursing and real estate sales experience that have allowed her to recognize the opportunity she’s developed into a cash cow.

In fact, you might think that’s an odd combination, but it’s worked well for Athena… especially these days, when the economy has decimated her stock portfolio.

Is she worried about her financial future?

Interesting question: While I’m sure she’d like to recapture the money she lost in the stock market over the last two years, that hasn’t stopped Athena from continuing to enjoy life the ways he has lived it for as long as I’ve known her. Despite the economy, she is still known for:

  • Lavishly gifting her grandchildren whenever she sees them
  • Always wearing beautiful clothes – and owning a shoe collection that is “to die for”
  • Living in a fabulous new home in an upscale neighborhood
  • Driving an expensive late-model car, and
  • Taking extended trips to Europe when she wants to visit her many friends and family back on the Continent.

How Can She Do It?

Her secret is a little joint venture deal she’s developed which regularly tops off her bank account, while she hardly lifts a finger. It’s all based on who and what she knows.  And it’s predominantly passive income, as she barely spends an hour a week actively involved in this venture…

(Remember the adage that it’s not what you know, but who you know? Well, the fact is, both can make you a nice passive income if you know how to play the game.)

Here’s the Unique Deal She’s Cooked Up:

  • First, Athena lives in a Big Ten University town, where there’s a major medical clinic — large enough to draw patients from three states — which benefits from its proximity to the University’s medical school – and which is regularly recruiting new doctors.
  • Though she’s retired and not working as a nurse anymore, she maintains social contacts at that major clinic — including contacts in their recruiting office. Which is significant, since the clinic is always recruiting new physicians.
  • Athena knows that when those new medicos accept a position with the clinic, they’ll end up moving their home and family to the area. A fact which brings her real estate connections to the fore.
  • By staying in touch with her clinic connections — usually by sharing coffee or a meal with them — she regularly acquires a list of the names of the docs who are likely to come on board at the clinic – men and women who are about to become home-buying prospects.
  • Then she turns around and shares these prospect names with a friend who’s an active Realtor.
  • The Realtor gets “first dibs” on contacting the fresh prospects, and does all the necessary leg-work to contact the prospects, shepherd them through the whole moving process – and close the sale.
  • Then when all is said and done the home-buying deal closed — the agent pays Athena a finders fee for sourcing the buyer for her

It’s A Pretty Sweet Deal, and It’s Truly a “Win-Win-Win” Sort of Venture:

  • The clinic gets a new doctor whose family is happy in their new home
  • The doc gets access to an excellent Realtor who helps match needs with homes
  • The Realtor gets a reliable source of really fresh leads; and
  • Athena gets paid for putting the two needy parties together
  • And don’t forget that the clinic recruiter knows that since the Realtor is a competent person who will impress the doctor’s family and help make the transition to the new community a pleasant experience – word of the smooth move will get passed to other clinic staffing prospects – and future recruiting becomes even easier!

I Don’t Know What The Agreed-upon Finders Fee Is:

But typically, a buyer’s agent make three percent on the real estate transaction.

Even if Athena’s Realtor friend only shares a half of one percent with my stepmother, the finder’s fee would still be well worth her time.

As Proof, Let’s “Do the Math” On a Couple of Examples:

  • One half of one percent on a half million dollar home sale is — according to my calculations  — $2,500.
  • And, if the transaction is more in line with the median home price for the community — somewhere in the low $200,000 range?
  • Well, who would balk at making $1,000 for doing just a few minutes work?

I Know, I Know: You’re Saying, “That’s Great For Your Stepmother, Anne, But What’s In This Story For Me?”

After All You’re Neither a Realtor, Nor A Medical Professional. And Perhaps Money Magazine Isn’t “Hot” On Your Home Community, Either

Well that’s where the JV Brokers Bootcamp comes in. Because once you understand how to recognize the opportunities that are just sitting in front of you, as Athena did, then you can use these concepts to find opportunities you can profit from  – right where you live.

And who wouldn’t want to be part of a “win-win-win” scenario, right?

Once you’re trained to recognize the principles, you can readily see — and profit from — the highly profitable joint venture opportunities that are available to you close to home, right in “your neck of the woods.”  And suddenly you discover them everywhere – just staring you in the face, waiting for you to take action on them…

Best of all, these opportunities are there all the time, whether we’re living living in boom times or recession. And many times they can bring you a 6, 7, even 8 figure income.

Personally, prior to learning about Athena’s money-generating scheme, I had thought you either had to have access to big money or participate in big deals in order to profit from participation in a  “joint venture.”

After all, the first time I’d heard of someone profiting from bringing two parties together for mutual benefit, it had been when I discovered that a friend’s father was a big player in the oil industry…

  • Thirty years ago, I had been fascinated to discover that my friend’s father, a man with a degree in petroleum engineering, had become a multi-millionaire by bringing together wildcatters — men who drilled for and found oil — with investors — the people who have the financial wherewithal to fund a speculative drilling expedition.
  • Now I’d understood of course, that the money lenders would get a share of the proceeds when the oil well began producing.   But I had been amazed to find out that my friend’s father got an equal share of the profits – just for putting the deal together — even though none of his own money was on the line…
  • As I saw it, his expertise was in befriending people from two wildly different worlds — and putting them together for mutual profit.
  • I’d always thought that what a sweet deal his was. But again, I’d figured that these sorts of majorly profitable deals were found only places like West Texas, home of the Permian Basin.

It Was Only Recently That I Found Out I Was Wrong.

As my friend and mentor Gina Gaudio-Graves, one of the four founders of Joint Venture University has explained to me:

You don’t have to be wealthy to begin a life as a Joint Venture Broker, though you will likely become wealthy as a result of your efforts.

Why? Because as a joint venture broker you are trained to look at life, business — essentially everything — from a completely different perspective.  Once you’re trained to have this vision, suddenly everything you touch has the potential to become hugely profitable.

Now, as never before:

  • You see opportunity where no one else does
  • You’re able to seize opportunity where no one else can.
  • You’re able to produce far greater results for each and every effort and asset than can anyone else.
  • You begin to strategically focus your mind on JV marketing opportunities as naturally as breathing.
  • You can clearly see how to ethically exploit every resource, every relationship and every deal that crosses your path.
  • You suddenly find that you’re achieving profitability with everything you do.
  • Let’s repeat that one: You suddenly find that you’re achieving profitability with everything you do.

To sum it up, let me just say that according to Gina, “being a JV Broker gives you the ultimate feeling of power, freedom, and security, because you know that the world is constantly generating possibilities for you to profit from.”

Talk about not having a scarcity mentality!!

Here’s the Complete List of the Joint Venture University’s Founding Faculty – Ladies First and Then in Alphabetical Order:

  • Gina Gaudio-Graves – Known all over the Internet as the “JV Queen”
  • Willie Crawford – The “Black Belt JV Broker”
  • Sohail Khan – Dubbed the “Million Dollar JV Dealmaker” after he brokered a single deal that netted him something like $1.8 million, with just a couple of months worth of effort
  • David Preston – The “Legendary Consultant”

As you can see, these people know how to do joint ventures. Between them, they’ve generated millions of dollars on behalf of their clients.

I’d love for you to learn how they do it, so you too, can rise above today’s economy with your very own economic stimulus package.

  • Aren’t you ready to take action to change your financial future?
  • Especially when you can help others in the process?
  • I thought so!!

Now’s your chance to join me and let these proven Joint Venture Experts show you how to become a certified joint venture broker. After all, how else can you legally make tons of money in just 12 weeks?

Don’t wait: All the details you need are in that link.

But do it now. Time’s a-wastin’!

“Joe the Plumber” Isn’t the Only Entrepreneurial Wannabe: Haven’t You Wondered Whether You Could Successfully Fund Your Retirement by Starting Your Own Small Business?

Small Business Owner Wannabe? Yes You Can!

If you watched the third and final presidential debate earlier this week, you heard both candidates talking abut how their economic development and tax plans would benefit Joe Wurzelbacher, aka “Joe the Plumber,” a Toledo, Ohio man who’s considering buying the plumbing business where he currently works – for somewhere between $250,000 and $280,000.

Both candidates attempted to make the case that their plans for taxation and business development would benefit more Americans. Who won the debate – and the hearts and minds of Americans – will be determined in mere weeks now. But that isn’t the main point of this post: Helping you decide whether or not to buy or start your own small business is.

See, “Joe the Plumber” Is Not the Only Baby Boomer Considering the Entrepreneurial American Dream of Business Ownership. Likely You Are, Too!

For many Baby Boomers, born between 1946 and 1964, the concept of retirement has a very different meaning than it did a generation ago. Many of you are looking into starting your own business to support your retirement – or semi-retirement. Actually what some people are starting to refer to as “unretirement.” And why not?

After all, several recent studies indicate that roughly 63% of non-retired adults in the United States plan to work into the time periond that used to be called retirement. Why? Your reasons may be different, but here are some popular ones:

  • Two-thirds of you say your key reason is that you enjoy your work and you want to stay mentally engaged
  • About half of you have a concern over not having enough money to cover your basic living expenses once you are old enough to collect Social Security
  • The current economy has left many of you with decimated home values, mountains of bills, and vanishing 401(K)’s
  • Only 28% of you report confidence in your ability to pay for projected medical costs – especially since many of you won’t have health insurance after you retire -and you can easily expect to live another 20 to 30 years

On the Plus Side You Can’t Ignore the Very Real Benefits Of:

  • Your years of valuable work experience
  • Your maturity and judgement
  • Your health and vitality

Actually, There Are as Many Reasons for Starting a Small Business as There are Americans Reaching Retirement Age

At the very least you have to consider:

  • Corporate layoffs
  • The need to supplement your current income
  • Your desire for a more flexible lifestyle
  • Your recognition that advancing technology has leveled the playing field for many small businesses
  • The very real opportunity to realize your personal ambition to be the boss and reap the rewards

It All Adds Up: More and More Boomers Find Financial and Personal Fulfillment in Running Your Own Small Business.

“[Boomers] stand at the portal of advancing age more driven by their desire to stay engaged with achievements and family relationships than by the value of their portfolio,” says Carol Orsborn, an author and expert on marketing to Baby Boomers. Here are some other relevant facts:

  • A study by Merrill Lynch and Harris Interactive found that 45% of Americans approaching retirement never plan to completely stop working
  • You can often deduct some of your health insurance premiums from taxes if you’re self employed and Health Savings Accounts (HSAs) offer more savings.
  • Americans over the age of 50 make up a disproportionate share of the self-employed workforce, about 40 percent compared to 25 percent of the overall workforce according to a 2002 AARP study
  • Americans in their 40s and 50s expect to “retire” at age 61 but will continue to work until around age 70 according to Merrill Lynch and Harris Interactive. During these 9 years, many of you believe the ideal work arrangement is to “cycle” between periods of work and leisure (42%). And only 17% of you hope to never work for pay again
  • The top-10 most popular franchising industries according to a report in USA Today are: fast food, service, restaurants, building and construction, business services, retail, automotive, maintenance, food retail, and lodging
  • A new franchised business opens up in the United States every 8 minutes, according to Price Waterhouse Coopers.  Average initial investment is $250,000
  • Only 37% of the Boomer generation indicated that earning money was an important reason to keep working according to Merrill Lynch and Harris Interactive.  67% thought challenge and mental stimulation would motivate them to continue to work. The same study found that of Boomers who plan to continue work, nearly two-thirds want to pursue a different line of work.
  • The number of franchised business in the US has grown to 850,000 from 760,000 in the past six years according to an International Franchise Association report. The number of “franchise concepts” has grown to 2,500 from 900 in 3 years
  • 75 industries use franchising to distribute goods and services according to Price Waterhouse Coopers

Undoubtedly it’s facts like these that led the US Small Business Administration (SBA) to unveil a new section of their web site earlier this month, aimed directly at you, the country’s most rapidly expanding group of entrepreneurs.

The new Small Business oriented site is designed for you if you are a 50-plus entrepreneur seeking information on starting, growing and expanding a small business.

“The SBA is working hard to increase opportunities for small businesses of the Baby Boomer generation at every stage of their business development through better technology tools and effective services through the agency’s district offices and resource partners,” said SBA Acting Administrator Sandy Baruah in a statement. “We believe 50-plus entrepreneurs will drive significant new business growth in the coming years.”

The new site has been designed to help you evaluate the pros and cons of business ownership after age 50 and provides advice on how to treat different phases of business growth. It includes a series of free online course on topics like:

  • Small Business Primer: Guide to Starting a Business
  • How to Prepare a Business Plan
  • How to Start a Business on a Shoestring Budget (Trump University)
  • Franchising Basics
  • Technology 101: A Small Business Guide

In addition you’ll find:

  • A tool to you measure your business readiness
  • Information on borrowing and credit
  • Encouraging success stories from other Baby Boomer small business owners

There’s Also a Section Called “Bootstrapping Basics” That Offers Training Tools Such As “Traits of the Successful Entrepreneur”

Here, you learn that:

  • Just as not every idea is well suited for a shoestring start-up, not every person is well suited to be a bootstrapping entrepreneur
  • “When it comes to starting a business on a shoestring budget, two of these traits are especially important. An entrepreneur must be passionate about his start-up business. It can be long time before you really start reaping the rewards of your business, and it can be easy to let other endeavors distract you. Your passion is what will keep you focused on moving your idea forward
  • “Too much caution can stand in the way of a successful start-up.”
  • A bootstrapping entrepreneur must also be something of a risk taker. You must be willing to experiment. If the first thing you try isn’t working, you have to be able redirect your efforts and try another approach.”
  • “Successful entrepreneurs share some common traits that help them meet the particular challenges starting a business puts before them. They include:
    • Passion
    • Tenacity
    • Persistence
    • Self-reliance
    • Risk-taking
    • Focus
    • Curiousity

The SBA’s Self-Paced Training for 50-Plus Entrepreneurs Is A Good Idea, But It Lacks Passion – and a Mechanism to Keep Your Focused and Moving Forward.

If you’re serious about building as business to support your retirement there is no time to waste. You need to get started now, and you need to get training from a reliable resource which will keep you focused and moving forward with passion.

In my opinion, you’ll be much farther along in your business development efforts one month from now if you work with Gina Gaudio-Grave’s program, The 30-day IM Challenge instead of using the SBA’s self-paced training.

What Have You Got to Lose? It’s Priced Right, and A Stronger Program

In the past I’ve recommended Gina Gaudio-Graves free 30-Day IM Challenge program and I stand behind that recommendation. Also free, it gives you all the knowledge you need to succeed with your own business, whether you decide to go home-based or not.

In Addition to the 750+ Pages of Training, Plus Recordings and Videos, the 30 Day IM Challenge Gives You Weekly Group Phone Calls and an In-depth Forum, Where You Can Ask Questions of Gina’s Apprentices, Who Are All Successful Graduates of the 30-Day IM Challenge.

So, if you’re considering starting a small business to supplement your retirement income,  the only questions still left for you to answer are:

  • Do you want to succeed?
  • Do you have what it takes to own your own successful business?
  • If not, are you willing to work hard to acquire it?
  • Are you ready to launch yourself into prosperity despite the gloomy economy?
  • Or would you rather stick your head in the sand and wait until things are “easier.”

If you opt for the last option, keep in mind that while you wait your chances for enjoying a comfortable retirement will be steadily shrinking…

“Joe the Plumber” is not waiting. Don’t you hold off either!

Nest Eggs Shrinking, Home Prices Falling, Financial Anxieties Blooming: Should You Put the Brakes On Retirement Planning and Power Up Those Dreams For a Business of Your Own?

Is The Economy Choking Your Retirement Plans?

Are You Worried About the Economy?

Who isn’t? After all, if you haven’t already experienced major losses, you’ve been hearing from a host of respected financial experts – like Brett Arends who writes the “ROI” column in the Wall Street Journal – who are wringing their hands, while telling everyone to “bite the bullet,” and “stash your cash” as they frighten you with stories of a pending depression, should our economy continue spinning into freefall.

Meanwhile, as the news flows, the Dow pumps up and down erratically, sort of like your blood pressure.

In case you missed today’s column, Arends wrote:

Cut everything.

Drop your cable package and TiVo. Say goodbye to Applebee’s and Starbucks. Cancel the ski trip.

Slash every single penny you possibly can from your household budgets and start building up cash.

Yes, I’m serious. The shocking collapse of the rescue package on Capitol Hill threatens a disaster on Main Street. Unless this gets reversed almost immediately, it could turn a slowdown into a slump, and a slump into a depression.

It’s hardly possible to make any sensible recommendations about investments or other financial matters until we get a better sense of what will happen next.

Ordinarily in a panic like this I’d be urging people to invest. My usual approach is that the worse people are panicking, the more aggressively you should buy. And that might still be the right thing to do.

But the political and financial situations right now are chaotic.

So you need to get an iron grip at least on one thing you can actually control: Your own personal budget. 

Whether or Not Everything Will Actually Sort Itself Out Without Further Disaster is Small Potatoes for Baby Boomers.

You’re not so much concerned about having to slash your Starbucks budget as you are terrified over the impact this economy will have on your retirement planning. Worse, you realize there’s the potential that you’re going to have to forget about retirement entirely.

Perhaps you’re even mentally trying on the smock of a  megastore greeter or a burger flipper and contemplating the prospect of standing on your feet and smiling at strangers for the next two or three decades – just so you can qualify for group health insurance.  Slaving away day after day, year after year, until you keel over dead. Not a pretty image, right?

Getting back to present day reality, certainly the numbers are not good. Bear markets are particularly tough on people who are close to retirement. Especially if that nest egg you spent years building up has suddenly lost a good part of its value – or vanished entirely.

But as discouraging as it is to think about having to rebuild your portfolio via working a few more decades, these are thoughts Baby Boomers need to consider, according to financial planners and researchers.

They point out that even if the real estate market hadn’t tanked, and the banks hadn’t failed, many Boomers had already been jeopardizing their futures by  ignoring the retirement planning process and as a result, grossly underestimating how much money will be needed to fund two or three decades of retirement. Because of these major miscalculations, many Boomers were already leaving the work force carrying nest eggs with premature expiration dates.

Consider this: Even before the current financial meltdown, less than one-quarter of workers age 55 and older — just 23% — have savings and investments totaling $250,000 or more, according to a study published in April by the Employee Benefit Research Institute in Washington. About 60% have less than $100,000.

So the most important economic point Baby Boomers must be thinking about RIGHT NOW is this:

At This Time In Your Life, There’s Only One Economy That Matters: YOURS

The bottom line is, our global financial system is in rough shape and the final consequences are still a murky mystery. But that is largely out of your control. Even though you may have already  experienced significant financial repercussions, you must let this point guide you at all times:

“At the end of the day, it DOESN’T MATTER what “the economy” does, all that matters is what YOU do.”

When the headlines are blaring doom and gloom, it takes a strong mind to stay focused on what matters most: The reality is, it doesn’t matter what “the economy” does: All that matters is what YOUR personal economy does.

With that in mind, right now is the best time to take charge of your financial life, and take on the challenge of retirement planning like never before. When you do that, according to Loral Langemeier, you’ll find that it’s not only possible to survive in this economy, you’ll actually be able to thrive.

Now, considering that the stock market had the biggest one day dollar decline in its history just a few days ago, the concept of thriving instead of just barely making end meet, is a truly wonderful. After all, it was that shock that might have had you swallowing hard and considering what it might be like to have to stay in the workplace a few more years, just to bring your personal financial base back to where it was… 

Now, if you decide you want to continue working for an employer, that’s OK, as long as you stay in the workplace on your terms. After all…

Many Financial Experts Have Suggested That Our Country’s Pending Economic Woes Could Be Overcome if Baby Boomers Would Choose to Work Longer – Especially When Considering the Challenges Related To: 

  • Supporting Social Security and Medicare
  • Overcoming the workforce brain-drain and labor gap anticipated by 77 million Baby Boomers retiring in a short period of time  
  • Alleviating the need to draw down on federal benefits, or liquidate investments, home equity and savings to fund two of three more decades of living, and as a result leaving more money for your children’s inheritance
  • Putting an end to intergenerational warfare and the now-popular sport of “Boomer bashing“
  • Potentially injecting $3 trillion into the economy each year, resulting in a 9% increase on Gross Domestic Product by 2045

On the other hand, the best way to get out of debt and be financially free is to create new money and build wealth. And you’ll never do that as an employee. Short of investing your earnings in the market, that means finding some way to generate income on your own, even if you start small, simply by selling items you own but no longer need on eBay or Craig’s List.

Once you get comfortable with the concept of finding ways to create more money, you can thumb your nose at Mr. Arends, and the other financial experts who’ve been advising you that you’ll have to give up your Starbucks, TiVo, that upcoming ski trip — or date night with your spouse or friends.

Meanwhile, Guess What? The World Didn’t End When the “Great Financial Bailout” Failed to Materialize On September 29th. No, the World Continued On, and People STILL Need to:

  • Eat…food on the table continues to be a constant requirement for everyone
  • Enjoy solid roofs over their heads…
  • Look after their kids…
  • Advance their careers…
  • IN fact, they still need to pursue any one of the million-and-one things we human beings need to do *regardless* of the financial weather outside.

In Other Words, Day-to-Day Business Goes On, Even When Wall Street’s Business Goes Down the Drain.

Don’t let the headlines pull your attention away from that major reality:

The world goes on and people still need businesses and organizations to support their endeavors.  So perhaps now’s actually the perfect time to dust off those long dormant dreams of starting your own business.

After all, if you start a “third act” or retirement business as a cash machine to fund your retirement planning, you – and no one else – are in charge of your wealth building efforts. You call the shots with regard to your hours and your involvement.

  • If you choose your business niche properly, there’ll be an ongoing need for your product or service, no matter what happens on Wall Street.
  • In other words, once your business is set up, the money keeps generating, while you work or play as you please.
  • You can even give the business to your kids, or use it to fund charitable work in your name.

Worried About Starting Up a Business In A Down Economy?

Here are some facts that will help you keep your head together and focused on the real financial opportunities awaiting you in the days ahead:

First: The Speed of Our Economy May Have Declined, But It Won’t “Flat-line”

Few people realize that many of the successful companies of our time were started in the depths of the Great Depression. There are thousands of them large or small. (You can prove this to yourself with your own Google search.)

In fact, “Down Times” are great times to start businesses if you do it the smart way. Why? Several reasons:

  • Costs are lower
  • Skilled help is easier to find…and
  • A lot of your potential competition disappears from the marketplace

Second: There Will ALWAYS Be People Who Have Money to Spend. The Real Concern Is, Will Your Business Know How to Find Them? 

For example, looking to the Great Depression of the past as a worst case scenario, if you were wandering the Dust Bowl in the depths of the 1930s, you probably would have been wise to move somewhere else.

  • And it’s true that there was massive, brutal unemployment during the Great Depression 
  • Twenty-five percent of all American households were without a breadwinner
  • (You probably know that, you’ve heard the stories from your parents. No one has to tell you what a scarring experience the Great Depression was for millions)

But here’s the reality…

  • 75% of the country was employed
  • These people were cautious with their money and they demanded real value, but they spent money every day on all kinds of things, even movies
  • Whole new industries like broadcasting, automobiles and Hollywood reached their financial critical mass during the Depression
  • Thousands of successful new businesses were started. Others grew massively

Third: Smart Business Owners Thrived During the Great Depression – And If Another One Comes, They Will Do So Again.

Here’s another amazing fact:

FEWER businesses failed in 1929 than failed in 1928 and 1927. 1929 was, of course, “D Day” for the Depression. That’s when the sky fell for “the economy.” And yet, on the micro-level – where we all live – there were *fewer* business failures.

Why?

  • Smart business people are flexible, can adapt to the times, and find today’s opportunities.
  • Owning a smart business (or better yet, several smart businesses) is the greatest financial security there is.
  • It’s also the only reliable source of true wealth financial experts recognize.
  • But owning your own business is serious. It’s not something to play at. Nor, realistically, is business ownership something that will effortlessly bring you riches overnight.

So let’s get real: 

Here’s Your Bottom Line: Whether You’re Running Your Own Business Now, Or You’re Currently An Employee Who’s Seriously Thinking it’s Time to Start Your Own Business, Will You Be Smart Enough to Survive the Coming Days?

If you’re smart about business, there’s someone – and something huge – you need to know: Gina Gaudio-Graves and her fantastic, FREE business development coaching program, the 30-Day IM Challenge.

Gina Gaudio Graves kicked off her third 30–Day IM Challenge this past Tuesday, September 23rd. But it’s not too late for you to get some FREE business startup help from one of the best business development coaching programs around.

What, you haven’t yet heard of Gina Gaudio-Graves and Her 30-Day IM Challenge?

Here’s a Little Bit About Gina:

  • Prior to a disabling car accident, she enjoyed an extremely busy legal career as a litigator. But an accident left her unable to get out of a hospital bed and wheelchair for almost 10 years. During that time, she turned to the internet as a way to spend her time and afford her medical bills
  • Eventually she experienced a miracle cure which allowed her to get out of bed and walk without aid. Doctors can’t explain it and she still has no feeling in her legs
  • On her feet again, Gina spent the next 4-1/2 years organizing Joint Ventures for some of the most successful people on the internet. People like Shawn Casey, Willie Crawford, Henry Gold, David Garfinkel, and many others
  • As a Joint Venture Broker, she earned the reputation of “The JV Queen” because her promotions were so hugely successful!
  • Today she is a coach and mentor to entrepreneurs looking to build a business using the power of the internet.
  • Whether the internet is the business owner’s only presence or their secondary presence, her information products and coaching programs show them how to get bigger results, faster
  • Gina’s areas of expertise include:
    Mindset
    Strategic Planning for your Online Business Presence
    – Product Creation and Planning
    – Joint Ventures and Strategic Alliances
    – Strategic Traffic Generation
    – Strategic List Building
    – Web 2.0
    Blogging
    – and many other aspects of building a business using the power of the internet
  • These days her mission is to help 1,000,000 entrepreneurs learn to live the life of their dreams through owning their own business, by the year 2013.
  • That’s why she came up with the idea of offering a free 30-Day Challenge, conducted online, allowing her to teach entrepreneurs EXACTLY how to build a business that will be a success!
  • Beyond that, she has a variety of paid information products and an Apprentice program, which is hugely successful 12-month long group coaching program.
  • Further, she also provides one-on-one coaching to a very a limited number of highly qualified students
  • Perhaps the thing that is the most impressive about Gina is the success percentages her students achieve. They are off the charts!

The most important thing you need to know right now is the success rate of Gina’s students: It’s doubtful any of the “big name” experts can point to as many real student success stories as she’s helped create in just a few years.

The 30-Day IM Challenge Gives You the Knowledge You Need to Succeed With Your Own Home Business.

So the only questions still left to answer are:

  • Do you want to succeed?
  • Do you have what it takes to own your own successful business?
  • If not, are you willing to work hard to acquire it?
  • Are you ready to launch yourself into prosperity despite the gloomy economy?
  • Or would you rather stick your head in the sand and wait until things are “easier.”

If you opt for the last option, keep in mind that while you wait your chances for enjoying a comfortable retirement will be steadily shrinking…

Remember: There’s never an easy time to make money – and there’s never a hard time to make money…

There’s only the right time which is always NOW

You can still register for the 30-Day IM Challenge RIGHT NOW, for FREE and learn to live the life of your dreams through building a business using the power of the internet. You’ll find all the details at: 

www.BoomerLifestyle.com/go/30day

The 30–Day IM Challenge will walk you through every step of the process, one small step at a time.

The 18+ Lessons – Totaling More Than 750+ Pages – Covers A Variety of Topics Hugely Critical to Your Success, Including:

  1. Time Management, Mindset, Goal Setting & Strategic Planning (You MUST have these foundations in place before you start anything else!! Gina explains why.)
  2. Choosing Your Target Market and Your Products (i.e. What is your niche?)
  3. Your Profit Funnel (i.e. What products will you sell?)
  4. Your Web Presence (i.e. Setting up Your Blog, why she recommends you use WordPress, and how to do it!)
  5. Resources for Creating Your Web Presence
  6. Increasing Your Traffic (it’s all about having a traffic generation SYSTEM that you repeat every day)
  7. Building Your Business on a Solid Foundation (without a solid foundation, your business is going to fail!)
  8. Avoiding the “Price Wars” Game (Find out why competing on price will not only decrease your profits, it will also decrease the demand for your products! Gina shows you why you MUST avoid this at all costs or your business will NEVER succeed!)
  9. Developing Your USP (That’s Unique Selling Proposition, and she explains the why and how)
  10. Building Strategic Relationships (With the development of Web 2.0, the internet is all about relationships. Build them strategically and you’ll totally DOMINATE your market every time!)
  11. Copywriting (Good copywriting skills must be learned. Without the right message, your business won’t succeed, no matter how much traffic you generate!)
  12. Traffic Generation and List Building (These go hand in hand! Gina shares tips and tricks)
  13. Using Blogs, Forums, and Article Marketing (Just because everyone is talking about Web 2.0 doesn’t mean that you should forget about the good ole’ days when Forums and Article Marketing were the ONLY way to drive traffic! They are just as effective today! And when you combine them with Web 2.0 strategies, look out!)
  14. Tying It All Together With Information Products (Remember — the Internet is the “Information Super Highway”. People are online because they want INFORMATION, not “stuff”. So give it to them — AND — make loads of money in the process!)
  15. Joint Ventures and Strategic Alliances (As “The JV Queen”, Gina shares her strategies for building some of the most profitable joint ventures online!)
  16. And Much, Much MORE!

Plus, as a 30-Day IM Challenge Member, You’ll Have Access To:

  • All of the Lessons
  • The IM University Classroom (the forum where IM University students are actively discussing their businesses and what they’re doing to build them)
  • The daily podcasts with tips for implementing all that you’re learning

Even Better, After You Register For the Challenge, You Can Upgrade to Become a Gold Challenge Member, Where You Also Get:

  • The LIVE Weekly Teleconferences with Gina’s personal help in building YOUR business and critiques of your website(s), blogs and business plans.
  • You’ll get mp3 recordings of all four calls too.
  • You’ll even get mp3 recordings from all 8 of the calls held for the 1st 2 Challenges, for a total of 12 mp3 recordings in all!
  • Since the topics don’t repeat from one Challenge to the next, this means you’re getting three-times the content!
  • As much help as you’ll need to rapidly get your business up, running, and actually getting RESULTS!

This is a True Win-Win-Win Scenario

First, you win no matter whether you’re:

  • Brand new to the concept of operating your own business and you’re still kicking around ideas for what kind of business you want, or
  • You’ve already got a business up and running but it’s just not seeing the kinds of results that you dream about

Either way,  the 30-Day IM Challenge will help you build a business that can quickly bring you a 5–figure monthly income!

  • You’ll learn how to keep your new funds generating, reliably, month after month – no matter what the market does
  • Set your business up right, and this “third act” cash machine will keep churning out income, even if you choose to be off saving the rainforest, or cruising the world! 
  • And of course, you’ll be providing value to your grateful customers, the people who buy whatever it is you end up selling. (And this WILL happen, because Gina will have taught you strategies to identify and serve ravenous markets, who are starving for whatever it is you’re offering.)
  • Plus, you can set up your business to allow you to leave behind a legacy for your kids or a favorite charitable cause

Now if that isn’t reliable long-term retirement planning, what is?

In closing, keep this in mind: Gina’s current 30-Day IM Challenge may already be underway, but there’ll be a new one starting in a month or so! Why not check it out today! There’s no charge, it’s free! All you’ll be investing is a bit of your time…

Do nothing and time’s a-wasting! And retirement is calling!

Tick Tock!